Perhaps you are right, but with the retirement of these generations, they will not be forgotten by the state. They will not live on self-sufficiency and I think they will have no such thing as lack of money. For example, most of the baby boomers are already retired and for them in various forums there are special guides that help to arrange their lives. For example, my grandparents are baby-boomers and now they are retired. Through the forum
boomerbuyerguides.com , they learned how to choose the right new home, buy a used car and learn about new technologies. They also found an additional passive way of earning money on the forum. I am very pleased with this service and I can say that the life of retirees is not so hopeless.