Until the market is not dying, it’s never late. The sooner you begin, the better.
So getting into cryptocurrency while difficulty is low will allow you to gain more profits as the values of the cryptocurrency rise.
Mining at home not profitable at all, you have to think about bills for electricity, noise, and other shitty things.
I mining now using cloud mining Wattum.io. They offer daily payments, data centers in USA and they are legal.