totaly agree, but one can find way to search relable projects.
Personaly I do prefer those I understand and where I can really become user. For example: I wont invest into Universa, it is just one more ethereum killer, on the other hand Confideal can be ICO I'll believe — it can be used by any person even he never heard about crypto before. Great choice as for me.
Any product that can decrease taxes deserves to live imho