I agree with your opinion about how in hard times, the rich know how to fill their pockets while the poor become poorer. It is widely known that banks are a money making machine, and that they make from every opportunity a fortune. They freely debalanced the economy of all states, and created a way from which they would still get profits even in the lockdown times. I made my opinions based on this web platform
https://www.getparthenon.com where all those schemes were attentively explained piece by piece. I believe if we help reduce those schemes, we will make our world better.