I, too, once had an unforeseen breakdown and had to take out a loan to buy a computer for work.
I can't say it was a bad decision, as I did it all for a good purpose as I believe.
At that time I was looking for the best option for myself to borrow, many of my friends wondered where I could get a loan, so I would not have to pay double or triple.
My good friend advised me of the site
https://askpaydayloanss.com/payday-loans-direct-lender where he also took a loan.
After I took out a loan within 3-4 months, I paid it all back, I'm afraid that if I had not taken the loan I would have just remained unemployed as a student.
Now I don't regret that decision at all, because everything ended up paying off a long time ago.